The Argeback journal

Notes on the practice.

Field notes, guides, and the thinking behind Argeback.

  1. 01

    Building a Chargeback Routine That Survives a Busy Week

    Chargebacks don't wait for a calm week. Here's how to build a chargeback management process that runs on autopilot — so disputes get answered on time even when everything else is on fire.

    2026-06-11

    6 min read

  2. 02

    Should You Fight a Chargeback or Just Let It Go?

    Not every chargeback is worth fighting. A clear decision framework for when to contest a dispute, when to refund instead, and how to tell a winnable case from a lost one.

    2026-06-07

    6 min read

  3. 03

    Fighting a 'Product Not Received' Chargeback the Right Way

    A product not received chargeback turns on one question: did it arrive? Here's exactly what evidence wins it, what doesn't, and how to build the delivery timeline an issuing bank will accept.

    2026-06-03

    6 min read

  4. 04

    What Is a Chargeback? A Plain-English Guide for Merchants

    A clear beginner's guide to what a chargeback is, how the dispute process actually works, who decides the outcome, and what a merchant can do about it — no jargon.

    2026-05-30

    6 min read

  5. 05

    Why Merchants Lose Chargebacks They Should Have Won

    Most lost chargebacks aren't weak cases — they're strong cases that were never properly argued. Here's why merchants lose disputes they should win, and the failure points behind each one.

    2026-05-25

    7 min read

  6. 06

    The Psychology of Friendly Fraud: Why Honest Customers Dispute Real Charges

    Friendly fraud is when a genuine customer disputes a charge they actually made. The psychology behind it — moral disengagement, the descriptor gap, the friction of asking — explains why it keeps happening.

    2026-05-19

    7 min read

  7. 07

    The Chargeback Myths That Quietly Cost Merchants Money

    Most merchants act on chargeback myths that are simply false — that the bank always sides with the customer, that fighting is pointless, that a refund makes it disappear. Here's what's actually true.

    2026-05-13

    6 min read

  8. 08

    How to Respond to a Stripe Chargeback, Step by Step

    A calm, complete walkthrough of how to respond to a Stripe chargeback — reading the reason code, gathering the right evidence, and filing your representment before the deadline.

    2026-05-07

    7 min read