Pawback
Snap. File. Get reimbursed.
Snap an itemized vet bill and Pawback reads every line, fills your insurer's claim form, and files it where the insurer accepts email — or hands you a one-tap portal link everywhere else. Then it tracks every dollar you're owed in a permanent record for each pet.
Pawback
finance
Snap. File. Get reimbursed
What you get
Pawback was built for exactly this.
The core features that make Pawback different from the generic alternatives.
Snap any itemized vet invoice — the camera reads clinic, date, line items, procedures, and totals into an editable claim.
Review and correct every auto-filled field before anything is sent — you always see and approve the claim first.
Files by email where the insurer accepts emailed claims, and hands you a one-tap portal link everywhere else — never a silent auto-submit.
Works with any insurer — Trupanion, Lemonade, Healthy Paws, ASPCA, Embrace, Fetch, Pets Best, Spot, Figo, Nationwide, MetLife, Pumpkin, and any carrier that accepts a claim PDF.
The Vault
a permanent medical and money timeline for each pet, plus a reimbursement dashboard — total recovered, approval rate, and average payout.
Year-end PDF and CSV export for your accountant or HSA, Face ID lock, on-device storage, and optional iCloud sync inside your own account.
A note from the studio
“I paid for pet insurance for two years and filed exactly one claim, because the form was a chore and the receipts were buried in my email. Pawback is the app I wish I'd had: snap the bill, check the numbers, send it. It is not an insurance broker and it never auto-submits behind your back — it just makes the money you're already owed easy to collect.”
How it works
Three steps. No account. No tracking.
01
Download once
Install Pawback from the App Store when the waitlist opens. No account setup — it works the moment you open it.
02
Use for ninety seconds a day
The product is designed so the useful thing takes less than two minutes. Anything longer and you stop. We know.
03
Notice what changes
Patterns surface after two to three weeks. The data is yours alone — no cloud, no report to anyone.
Not shipped yet
Notify me when Pawback ships.
It'll launch at $6.99/month or $49/year. Free tier: first claim free, lifetime · 7-day free trial on pro.
One email when it lands on the App Store. No drip sequence.
No spam. No tracking. Email only — unsubscribe with one click.
From the journal
Notes on the practice.
- 01
Keeping a Year-Round Pet Record, So Claims and Tax Time Aren't a Scramble
How to organize pet medical records and vet bills all year — the quiet habit that makes insurance claims fast, year-end totals painless, and pre-existing disputes winnable.
2026-06-11
7 min read
- 02
Pet Insurance vs. a Savings Fund: How to Actually Decide
A clear-eyed framework for the pet insurance vs savings account question — what each really protects against, who each suits, and how to choose without the marketing noise.
2026-06-07
8 min read
- 03
Your Dog Ate Something at Midnight: Surviving the Emergency Vet Bill
What to do when an emergency vet bill lands at 2 a.m. — how to make the night-of decisions, keep the right paperwork, and turn a frightening invoice into a filed claim.
2026-06-03
8 min read
- 04
How Pet Insurance Actually Works: Deductibles, Reimbursement Rates, and Limits
A plain-English primer on how pet insurance works — the deductible, the reimbursement rate, and the annual limit that together decide what you actually get back.
2026-05-30
8 min read
- 05
Why Pet Insurance Claims Get Denied — and How to Keep Yours From Being One
The real reasons pet insurance claims get denied — pre-existing conditions, waiting periods, missing records, and incomplete invoices — and how to file so yours pays the first time.
2026-05-26
8 min read
The dispatch
A dispatch from the studio.
One short letter every few weeks. What we launched, what we cut, what we learned. No tracking pixels. Unsubscribe in one click.
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